Obviously our banks dont have nearly the capitalisation of our western friends, however, lets check out what we have.

Post information about banks in your country, of course I dont mean foreign banks but native ones. It would be nice to see some information about assets, market capitalisation, shareholder structure, profit. In other words, whatever you can find.

Please only post about medium to large sized banks

90% of Bulgaria's bank assets are controlled by foreign banks. Sorry!

Is it similar in other EE countries?

To a very large extent.

Is it similar in other EE countries?

Unfortunately :(

I know http://www.privatbank.ua/info/index3.stm is a big one in Ukraine. It's not foreign.

plastic cards: 11 662 968

Offices: 2371

ATMs: 3439

POS-Terminals: 26372

The Commercial bank PrivatBank was founded in 1992. Currently PrivatBank is one of the most dynamically developing Ukrainian banks and occupies leading positions in the national bank rating. As of October 1st, 2005, PrivatBank's total net assets equaled UAH20,014 million. The statute fund of the bank comprised UAH1,130 million, and property assets were UAH1,918 million. The credit portfolio of the bank made UAH14. 948 billion, including credits to individuals totaling UAH5.5 billion. The financial result of PrivatBank for three quarters of 2005 totaled UAH345.685 million

The amount of deposits from individual clients comprised UAH8.528 billion ( $1.63 billion ). Anyway, read more on that site, I don't know anything about Banks or how to judge them :)

In bosnia is almost the same as in bulgaria.

in croatia too. 95% is owned by foreigners

^^ Romania too. I do not see this as a problem …The National Bank regulates their activity so it has control on inflation/debt levels/base rate etc

well Macedonia still has 1 of the 3 biggest banks (2nd biggest actually), Komercijalna Banka in domestic hands and all the mid sized and small banks in domestic hands as well. But not because we are smartasses but because our banking sector has been pretty hostile to foreign investros so far. Currently the National Bank of Greece, NLB (Slovenia) are the 2 other large banks on the market. Other foreign banks are the Greek Alpha Banka and Ziraat bank from Turkey but they are small banks not really significant. Procredit bank is present as well but that's another thing.

Société Générale is expected to buy one of our small (but very succesfull) banks, Ohridska Banka in the next couple of weeks. They gota big plans for expansions in the country and for bringing Ohridska Banka in the major league with the 3 big ones.

Here is the Polish champion:
PKO Bank Polski - ranked 800 on the Forbes list of Worlds 2000 Biggest Companies

Data from 2005

Sales - $2.61 billion
Profits - $0.50 billion
Assets - $29.46 billion
Market Value - $10.92 billion

Here is the Polish champion:
PKO Bank Polski - ranked 800 on the Forbes list of Worlds 2000 Biggest Companies

Data from 2005

Sales - $2.61 billion
Profits - $0.50 billion
Assets - $29.46 billion
Market Value - $10.92 billion
Quite a big bank in terms of assets and market value!

How would you describe the overall situation, do foreign banks dominate?

well Macedonia still has 1 of the 3 biggest banks (2nd biggest actually), Komercijalna Banka in domestic hands and all the mid sized and small banks in domestic hands as well. But not because we are smartasses but because our banking sector has been pretty hostile to foreign investros so far. Currently the National Bank of Greece, NLB (Slovenia) are the 2 other large banks on the market. Other foreign banks are the Greek Alpha Banka and Ziraat bank from Turkey but they are small banks not really significant. Procredit bank is present as well but that's another thing.

Société Générale is expected to buy one of our small (but very succesfull) banks, Ohridska Banka in the next couple of weeks. They gota big plans for expansions in the country and for bringing Ohridska Banka in the major league with the 3 big ones.

Don't forget another foreign owned bank UniBanka. :|

By the way, how do you explain the hostility to foreign ownership in the Macedonian banking sector? Ours was revolutionized with new know-how, products, etc. due to foreign ownership. Oh, did I mention cheap credits!

Don't forget another foreign owned bank UniBanka. :|

By the way, how do you explain the hostility to foreign ownership in the Macedonian banking sector? Ours was revolutionized with new know-how, products, etc. due to foreign ownership. Oh, did I mention cheap credits!

yeah I forgot UniBanka... but it's small too...

Macedonian banks don't have problems with know-how. Most of the key players are operating great. For example Komercijalna banka which is No 2 in size and the only one domesticly owned from the big ones kicks the Greek and Slovenian counterparts ass almost every year in those anual best bank award from the Bankers magazine.

The hostility comes from the people holding this business wanting to keep the exclusivity on the market where they run the show and earn huge profits from their overpriced finnancial products. So it's quite simple. But I think their days have passed.

Here is a little chart of Russia's top 9 that I prepared(this includes any banks with western shareholder majority):

http://img340.imageshack.us/img340/2062/top9oe5.gif

We are still very much behind western banks with their unlimited capital, heh. Fortunately, our government is ultra-protectionist (and I dont blame them) of the banking sector.

In addition to that, I need to mention the soon-to-be-created Development Bank(Банк развития), this will be a very powerful mechanism for investing into infrastructure projects, supporting export, hitech, small/medium business. It will have a special status (kind of like the German KfW) coordinate all of the current development schemes such as the Venture Fund and Investment Fund (all created from excess petrodollars) and will be managed by VTB. Large amount of "sterilised" oil income may be injected into this structure.

In Serbia it is the same situation as in all of rest of EE.
I was in Austria yesterday, and i was shocked to see that ALL and i mean ALL of their banks (the ones i saw offices for, for example, Sparkasse, Raiffeisen, Volksbank, Bank Austria and Hypo) operate in Serbia.

Their streets look exactly the same as Serbia's when it comes to bank branches.
I am aware tho that most of the above mentioned banks are in fact German.
Also, we have Societe General, Eurobank, Alpha Bank, Banka Intesa, San Paolo (they merged with Intesa).
So at least from the banking perspective, Serbia is completely the same as western europe.

yeah I forgot UniBanka... but it's small too...

Macedonian banks don't have problems with know-how. Most of the key players are operating great. For example Komercijalna banka which is No 2 in size and the only one domesticly owned from the big ones kicks the Greek and Slovenian counterparts ass almost every year in those anual best bank award from the Bankers magazine.

The hostility comes from the people holding this business wanting to keep the exclusivity on the market where they run the show and earn huge profits from their overpriced finnancial products. So it's quite simple. But I think their days have passed.

We have Komercijalna Banka too. Are these two the same company?

We have Komercijalna Banka too. Are these two the same company?

no, I guess it was just a common generic name in our former country

Quite a big bank in terms of assets and market value!

How would you describe the overall situation, do foreign banks dominate?

Foreign banks make up to some 75% of total market, which some of our politicians consider too high, but in fact most countries of our region have much more foreign owned banks, than we do. Since '90's banking reform, our banking system has remained very healthy and profitable, and lately, quite innovative (for example banks that operate only through internet have boomed recently)

Here is a little chart of Russia's top 9 that I prepared(this includes any banks with western shareholder majority):

http://img340.imageshack.us/img340/2062/top9oe5.gif

We are still very much behind western banks with their unlimited capital, heh. Fortunately, our government is ultra-protectionist (and I dont blame them) of the banking sector.

Some massive gains recently :yes:

In Serbia it is the same situation as in all of rest of EE.
I was in Austria yesterday, and i was shocked to see that ALL and i mean ALL of their banks (the ones i saw offices for, for example, Sparkasse, Raiffeisen, Volksbank, Bank Austria and Hypo) operate in Serbia.

Their streets look exactly the same as Serbia's when it comes to bank branches.
I am aware tho that most of the above mentioned banks are in fact German.
Also, we have Societe General, Eurobank, Alpha Bank, Banka Intesa, San Paolo (they merged with Intesa).
So at least from the banking perspective, Serbia is completely the same as western europe.
no they are austrian. Raiffaisen, Hypo, Sparkasse, Volksbank. BA is now italian owned.

Mesofius, I found out that Privatbank is ranked 14th in the CIS. If only I could get my hands on the Interfax-1000 which assets, capital, etc., but its probably available only to corporate clients :(

http://www.interfax.com/12/131250/press.aspx

in croatia too. 95% is owned by foreigners

Actually 90.5 %... :cheers:

Is it similar in other EE countries?

Not only it is similar to other EE countries but you can find the same thing in well developed countries in Western Europe. You all have to understand one thing. You may think that some bank is Austrian or German or Italian or whatever but nobody knows the detailed shareholders' structure of these banks which means that for example Unicredit is not Italian bank. It is owned by French bank corporation and French corporation is owned by some other corporation and so on... So indeed noone knows who are the real shareholders of these mulitnational bank corporations or which countries are they from. :cheers: