View Full Version : President Attacks Banking Industry


shugs
September 6th, 2007, 01:58 PM
President calls for interest-free banking

TEHRAN, Sept. 5 (MNA) – President Mahmud Ahmadinejad has called for the establishment of an interest-free banking system based on Islamic principles.

“Interest-free banking is a very advanced and unique system which is based on Islamic principles,” the president said on Wednesday at a gathering organized to introduce Tahmasb Mazaheri as the new Central Bank governor.

Structural reforms should be made to establish this system, he added.

Today there is an opportunity to revise the banking laws, he noted.

“No economic activity is possible without assistance from banks,” he said.

“If there is any problem in the banking system, it will negatively affect all economic sectors and the people’s lives.”

However, if the banking system adopts a proper monetary policy, all other sectors of the economy will grow, he observed.

Banks should not be involved in profit-making activities

The president criticized the banks for becoming involved in the housing sector through construction and purchases of homes and said that the banks should not become involved in profit-making investments.

Ahmadinejad rejected the theory that high liquidity increases inflation, saying directing liquidity toward the production sector would certainly put a brake on inflation, and thus the economy would achieve a 9 to 10 percent growth rate.

During Iranian calendar year 1385 (March 2006-March 2007), the country’s economic growth rate stood at 7 percent, the president asserted.

About 70 percent of bank loans currently go to certain companies and persons, which is a policy that needs to be changed, Ahmadinejad stated.

http://mehrnews.com/en/NewsDetail.aspx?NewsID=547071

persian
September 6th, 2007, 04:58 PM
Iran has one of the highest bank interests in the world.
if you put 100 million toman in the bank, with interest of 17 million toman per year means 1.5 million toman interest per month.
the person doesn't even need to work anymore.

Rahmani
September 7th, 2007, 08:15 PM
Iran has one of the highest bank interests in the world.
if you put 100 million toman in the bank, with interest of 17 million toman per year means 1.5 million toman interest per month.
the person doesn't even need to work anymore.

Yes, there have been people who in the past took out money in Japan, for example worth 500.000 euro at 1% intrest rate. Then put the money in a bank in Iran and taking away currency devaluation and so on, they still made a good 10% to 12% a year. Payoff the loan with 5% and keep the other 5%. Making around 2+ mil toman a month. A very good salary in Iran for doing nothing.

erci79
September 8th, 2007, 04:19 AM
^ lOl same thing happened with Japans in Turkey.

what's the interest rate in Iran btw? it's %15 in Turkey which is too high!

Rahmani
September 8th, 2007, 09:07 AM
The current intrestrade is now 12%, it will lower and hit 10% by 2009 and 9% by 2010, resulting in lower inflation. Atleast that is the plan.

persian
September 8th, 2007, 04:02 PM
^^ Are you sure about 12%? I am sure it was 17% till last year.

shugs
September 8th, 2007, 07:05 PM
Yeh I'm pretty sure it was 17% last time I put money in my savings account there...

Rahmani
September 8th, 2007, 10:11 PM
When was the last time you put money into your account? The plans are 12% for 2007, 10% by 2009 and 9% by 2010.

17% is something of the past, not the future.

shugs
September 8th, 2007, 10:27 PM
lol well yeh exactly.. it was about a year and a half ago and it's a high interest savings account....

erci79
September 9th, 2007, 12:25 AM
Interest rate shouldn't be higher than the inflation rate otherwise your economy is just woo woo! This is the case in Turkey

Rahmani
September 9th, 2007, 11:18 AM
@erci79
The intrestrate of 95% of all countries in the world is higher than inflation.

erci79
September 10th, 2007, 12:32 AM
yes but in advanced economies it's only 1 or 2 point above the rate which is planned or even balanced in some countries.I'm talking about at least doubled or tripled economies