October 8th, 2008, 10:01 PM
I'm thinking I really ought to insure my camera and lenses, the main reason being theft, I couldn't live with myself if some little bastard pulled a knife on me while I had my camera and two lenses on me!
Can anyone recommend a good insurer? Are the best deals on the high street or oneline? At the moment I have about £700 worth of equipment, with Christmas around the corner it could easily rise to above £1000.
Any suggestions would be much appreciated.
October 8th, 2008, 11:49 PM
With £700 it's probably worth checking with your home insurance to see what they offer. However.....
2 camera specialist insurance services (often recommended on Amateur Photography Forums) are Glover+Howe (http://www.gloverhowe.com/) and Photoguard (http://www.photoguard.co.uk/?PromCode=107876).
General consensus on photo forums is to avoid E&L (usually have flyers in magazines) as although they are cheap, they appear to be shite at paying up.
I personally use Photoguard, which cost me £163 per year. This is for £7,330 worth of gear though plus £1 million Public Liability (with £250 excess and no Euro cover - euro cover adds about 20% on top)
October 8th, 2008, 11:50 PM
Do you have house contents insurance?
Depends on your policy. I get £1,000 when out and about if I loose something on my person. I can claim for others listed individually in my policy if it is over £1k if I name them. With Direct Line.
October 9th, 2008, 12:54 AM
No, I'm afraid not.
Thanks for the suggestions
November 25th, 2010, 11:29 AM
* Coverage for theft, loss and accidental damage * The cost of renting replacement equipment after a * valid claim up to 30 days outside the United Kingdom per year * Personal liability insurance in the limit £ 500 000 * The only bonus £ 26.25 per year