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I dont know if you knew this RX but pawn shops can be money makers. Legal vigorish. Those payday advances and other lending techniques are the bread and butter of such businesses.

I tried to pawn a stereo when I was 18 and hard up for cash, I had bought it at best buy less than a year before for $249 and they offered me $15 for it lol. I obviously declined. I went in about a year later just to look around and saw the same stereo on sale for $269 used.
 
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