The delayed turn over is also a marketing strategy. I collapse and rid myself of my Zitan Condo in Ortigas because of the 4 years delay in turn-over. I traded my down payment to a house and lot in Santa Rosa Laguna, Fast forward to now I continue to acquire lands, houses and apartments in Santa Rosa. I do not plan to working in Manila anymore and will just establish a business in Santa Rosa Laguna once I decide to throw in the towel in my corporate job overseas. I hope I will not regret my change of plan from investing in the city to investing in a suburb.^^OFWs should find friends like you. They have been the willing buyers of overpriced condos as developers are very very clever in their marketing and payment schemes.